Purchase or refinance, we are here to guide you. Rates are still low! Speak to a Local Mortgage ProfessionalFree Consultation Competitive Rates & Fees Step 1 of 17 5% What are your goals?We are committed to helping you reach them. Purchase or Refinance I want to purchase I want to refinance Where is the home located? City or Zip CodeCity or Zip Code* What type of home is it? Single Family Townhouse Condominium Multi-Family Where are you in the home buying process? Signed a purchase contract Found a home Looking to buy within one month Looking to buy in 1 to 3 months Looking to buy in more than 3 months How do you plan to use your new home? Primary Residence Vacation Property Investment Property Have you or your spouse served in the US military?Veterans and active US military may be eligible for a $0 down VA loan when purchasing a home. Yes No Is this your first time purchasing a home? Yes No What is the approximate purchase price of the new property?(it's OK to estimate) How much do you have for a down payment?(it's OK to estimate) What is the interest rate of your first mortgage?(It's OK to estimate) How much additional cash do you wish to borrow?(It's OK to estimate or if no cash-out leave at $0) What is your current employment status? Employed Self-Employed/1099 Independent Contractor Retired What is your household gross (before taxes) annual income? Less than $30,000 $30,000 - $50,000 $50,000 - $75,000 $75,000 - $100,000 Greater than $100,000 What is your credit score? Excellent 740+ Good 700-739 Average 660-699 Fair 600-659 Poor < 600 Have you had a bankruptcy or foreclosure in the past 3 years? Yes No What is your first name?*What is your last name?* What is your email address?* What is your phone number?*Consent* I agree to the Communications Policy.*By clicking the checkbox, I agree to be contacted by Home1st Lending via phone calls, SMS (text messages), Ringless Voicemails, and emails regarding real estate products or services. I expressly consent to recurring communications from Home1st Lending, or its agents, at the phone number and/or email address I provided, including contact via live, automated, or prerecorded telephone calls, SMS messages, or emails. Message and data rates may apply. Message frequency may vary. I understand that I am not required to enter into this agreement as a condition of purchasing any property, goods, or services. I may opt out at any time by replying “STOP” to text messages or clicking the unsubscribe link in emails. For assistance, I can reply “HELP.” I understand that my telephone company may impose charges for these communications. I may revoke this consent at any time. Privacy Policy: https://myhome1st.com/privacy-policy/ Our clients are the foundation of our success.3rd Party Client Reviews All-in-One SolutionOur Loan Process...PRE-APPROVALA loan pre-approval sets you up for a smooth home buying experience. SHOPStart working with a real estate agent and viewing homes. LOAN APPLICATIONA few documents are needed to get a loan file through underwriting. LOAN PROCESSINGAssemble all the necessary paperwork and details for the underwriter. UNDERWRITINGThey closely evaluate all the documentation in the loan package. CLOSINGDocuments are drawn and sent to the title company for closing.