Less than 5 Minutes to get Started on your Next Home Purchase. Let our Local Mortgage Experts guide you to the best option for your specific needs. Speak to a Local Mortgage ProfessionalFree Consultation Competitive Rates & Fees Step 1 of 14 0% What type of property are you purchasing? Single Family Home Condominium Townhome Multi-Family Home Estimate your credit score. Excellent 740+ Good 700-739 Average 660-699 Fair 600-659 Poor < 600 Is this your first property purchase? Yes No What is your current property purchase situation? Signed a Purchase Agreement Offer Pending / Found Property Buying in 2-6 Months Researching Options How will this property be used? Primary Home Secondary Home Rental Property What is the approximate purchase price of the new property? What is your estimated down payment? What kind of rate do you prefer? Fixed Adjustable I'm not sure What is your gross annual household income? What is your employment status? Employed Not Employed Self Employed Military Other Bankruptcy, short sale, or foreclosure in the last 3 years? Yes No Can you show proof of income? Yes No Are you working with a real estate agent? Yes No First Name?*Last Name?*What is your email address?* What is your phone number?*Consent* I agree to the Communications Policy.*By clicking the checkbox, I agree to be contacted by Home1st Lending via phone calls, SMS (text messages), Ringless Voicemails, and emails regarding real estate products or services. I expressly consent to recurring communications from Home1st Lending, or its agents, at the phone number and/or email address I provided, including contact via live, automated, or prerecorded telephone calls, SMS messages, or emails. Message and data rates may apply. Message frequency may vary. I understand that I am not required to enter into this agreement as a condition of purchasing any property, goods, or services. I may opt out at any time by replying “STOP” to text messages or clicking the unsubscribe link in emails. For assistance, I can reply “HELP.” I understand that my telephone company may impose charges for these communications. I may revoke this consent at any time. Privacy Policy: https://myhome1st.com/privacy-policy/ All-in-One SolutionOur Loan Process...PRE-APPROVALA loan pre-approval sets you up for a smooth home buying experience. SHOPStart working with a real estate agent and viewing homes. LOAN APPLICATIONA few documents are needed to get a loan file through underwriting. LOAN PROCESSINGAssemble all the necessary paperwork and details for the underwriter. UNDERWRITINGThey closely evaluate all the documentation in the loan package. CLOSINGDocuments are drawn and sent to the title company for closing.