Less than 5 Minutes to get Started on your Next Home Purchase. Let our Local Mortgage Experts guide you to the best option for your specific needs. Speak to a Local Mortgage ProfessionalFree Consultation Competitive Rates & Fees Step 1 of 14 0% What type of property are you purchasing? Single Family Home Condominium Townhome Multi-Family Home Estimate your credit score. Excellent 740+ Good 700-739 Average 660-699 Fair 600-659 Poor < 600 Is this your first property purchase? Yes No What is your current property purchase situation? Signed a Purchase Agreement Offer Pending / Found Property Buying in 2-6 Months Researching Options How will this property be used? Primary Home Secondary Home Rental Property What is the approximate purchase price of the new property? What is your estimated down payment? What kind of rate do you prefer? Fixed Adjustable I'm not sure What is your gross annual household income? What is your employment status? Employed Not Employed Self Employed Military Other Bankruptcy, short sale, or foreclosure in the last 3 years? Yes No Can you show proof of income? Yes No Are you working with a real estate agent? Yes No First Name?*Last Name?*What is your email address?* What is your phone number?*Consent* I agree to the Communications Policy.* By clicking the checkbox I am agreeing to receive phone calls, SMS (text messages), Ringless Voicemails and emails from Home1st Lending. I expressly consent to recurring contact from Home1st Lending, or its agents, at the number and/or email address I provided regarding products or services via live, automated or prerecorded telephone call, SMS (text message), or email. I understand that my telephone company may impose charges on me for these contacts, and I am not required to enter into this agreement as a condition of purchasing property, goods, or services. I understand that I can revoke this consent at any time. Terms & Conditions/Privacy Policy. All-in-One SolutionOur Loan Process...PRE-APPROVALA loan pre-approval sets you up for a smooth home buying experience. SHOPStart working with a real estate agent and viewing homes. LOAN APPLICATIONA few documents are needed to get a loan file through underwriting. LOAN PROCESSINGAssemble all the necessary paperwork and details for the underwriter. UNDERWRITINGThey closely evaluate all the documentation in the loan package. CLOSINGDocuments are drawn and sent to the title company for closing.