Here at Home1st Lending, we pride ourselves in providing you with top-notch service, the best pricing in the market and the fastest speed to get your loan closed. As part of that, we team up with 50+ lenders, so you have various options to choose from.
Since every home loan journey is unique, we believe that YOU, as the borrower, should get to decide the path you take (not the other way around). So, we’re inviting you to jump into the driver’s seat and design your own journey from the ground up! Don’t worry though—our team will never sacrifice the service we provide you and will be sitting right beside you to support you throughout the process. Now, for the first choice in your journey…
What’s your top priority—price OR speed? Take our quiz below to find out!
Rate
Speed
Rate
When it comes to choosing a home loan, you’ll first need to decide what you want to prioritize first: price or speed. (As for service, our team will always make that our #1 priority).
While some lenders will offer the best rates available, they may require additional documentation which can lengthen your loan timeline. Other lenders will offer faster closing times, but may not have the best rate available.
To help you best decide, consider the following example: You put an offer on a home and it’s accepted! Lender #1 is able to close the loan in 20 days or less, but your estimated monthly payment will increase $25/month. Lender #2 is able to save you $40/month, but your loan will close in 28 days or less (our average closing time). Would you rather prioritize speed with lender #1 OR prioritize price with lender #2?
Remember, regardless of which you choose to prioritize first (price before speed or speed before price), our team will be working hard behind the scenes to help make your journey to homeownership a truly unforgettable experience.
Service
Price
Speed
To begin your loan journey, you’ll want to choose the right LO for you! At Home1st, we pride ourselves in having a diverse team that specializes in a variety of products.